 Unraveling the Mysteries of Merchant Credit Card Accounts for Web Commerce
by Dr. Ralph F. Wilson, Editor
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If you've ever tried to understand all the pieces of setting up a merchant credit card account to take credit cards directly over the Internet -- and with real-time authorization -- then you'll appreciate this clear, concise overview. The key is to understand the roles of the various players in this game: you the merchant, the bank, the processor, the gateway, and the merchant credit card broker (ISO). Once you get this straight, the whole process makes a whole lot more sense. Full Story
E-Commerce Trends & Briefs
As a merchant or developer, you're not so interested in who bought whom, or the hottest technology being fueled by speculative news releases, but what current trends are likely to affect you soon. Briefs
Overseas
How Does a Foreign Business Obtain a US Merchant Credit Card Account for Web Commerce?
If you are a non-US businessperson, then you may find it hard to sell products directly on the Internet, since your country's banks may not support Internet commerce via credit card. This brief article outlines how to obtain a US merchant credit card account. Full Story
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Shopper's Guide to Real-Time Credit Card Authorization Systems for Websites
How can you set up your website to automatically authorize credit card transactions -- realtime? This guide explains the typical authorization process in detail, and then gives pricing for some of the current options, some simple, some complex. We also include our candid Editor's Choice selections for the best choices. It will save you lots of time -- and some money and serious errors. You'll need a WCT subscription to access this important guide, though it'll probably save several times more than the cost of your subscription. Full Story
Strategy Decisions
How to Decide Whether You Need Real-Time Credit Card Authorization for Your Site
Just because you can do it doesn't mean that real-time credit card authorization a good idea for you. We look at the pros and cons for merchants, depending upon your type of business. Full Story
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